Best Unsecured Home Improvement Loans

Home Improvement Loans

Having the home of your dream doesn’t always have to be just a dream. Finding the perfect home can be a difficult task which is why many people opt to improve their homes to their liking. In order to pay for the improvements necessary, many people turn to home improvement financing. Unsecured home improvement loans can be a great way to finance a project because they require no home equity, and can be taken out fairly quickly and easily. FinanceMyProject has partnered with the best home improvement lending partners below to make it easy for you to finance your home improvement project!

60 Second

Loan Application

  • Up to 8 offers in seconds
  • Rates as low at 4.99% APR
  • Loans up to $50,000
  • No Equity Required
  • No Down Payment

Checking your rates will not affect your credit score

How It Works

1. Apply in 60 Seconds

Fill our our quick 60 second loan pre-qualification form. Don’t worry, this wont affect your credit!

2. Compare Offers

Get a response in just seconds. Easily compare pre-qualified loan offers from our lending partners, and choose the best one for your situation.

3. Get your loan!

Complete any necessary steps on your chosen lending partners site. Get your funds transferred directly to your bank account.

Why Choose Us?

Lower Rates

FinanceMyProject has relationships with only the most reputable lending partners, making sure you have access to the best rates and terms.

Fast, Easy, Paperless

Easily apply online, get answers fast, and get the funds quickly so you can complete your home improvement project.

Options for All Credit Grades

Our wide selections allows you to find the best financing option for your situation, regardless of credit type.

Finance My Project Benefits



* Instant decisions are given in the form of a pre-qualified offers by our lending partners. Pre-qualified offers are only given on loans ranging from $1,000 to $40,000. The applicant must still follow prompts to lending partners website to complete their loan application. They may be asked to submit verification information in order to be fully approved for their loan proceeds.

Advertiser Disclosure

Find The Best Loan Option Below For Your Home Improvement Project
Filter By Loan Amount
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ProductAPR Range
Loan Terms
Loan Amounts
Origination Fees
Credit Required
Sorry, no results matched your criteria. Please try again.
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APR Range5.49% - 14.24%Loan Terms3, 5, or 7 yearsLoan Amounts$5,000 - $100,000Origination FeesNoneCredit Required720Apply Now >>
Loan UsePersonal Student loan refinance Mortgages
Minimum FICO® Score-
Available StatesAll except MS and NV. Mortgage Products not offered in VA.
  • Unemployment protection
  • No prepayment penalties
  • Considers other factors besides credit score such as expenses, education, and experience
  • Offers career support such as resume review and interview coaching
  • Easy online application
  • APR discounts for auto pay
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APR Range5.99% - 36%Loan Terms3 or 5 yearsLoan Amounts$2,000 - $35,000Origination Fees1% - 5%Credit Required640Apply Now >>
Loan UsePersonal
Minimum FICO® Score640
Available StatesAll except IA, ND and ME
  • No pre-payment penalties
  • Check your rate before you apply
  • Receive funds in as little as three to five business days
  • Track your spending and loan repayment with the Prosper Daily App
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APR Range4.66% - 29.99%Loan Terms3 or 5 yearsLoan Amounts$1,000 - $50,000Origination Fees1% - 6%Credit Required640Apply Now >>
Loan UsePersonal
Minimum FICO® Score640
Available StatesAll except for WV
  • Peer-to-peer lender
  • No prepayment penalty
  • Check your rate and apply online
  • Fair loan rates for college grads, even with no credit history
  • Education and experience are considered in approval process
  • Funds as soon as one business day after approval
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APR Range6% - 12%Loan Terms1 - 3 yearsLoan Amounts$2,000 - $50,000Origination FeesNoneCredit Required720Apply Now >>
Loan UsePersonal
Minimum FICO® Score680
Available StatesAK, AR, AZ, CA, CO, CT, FL, GA, HI, IL, IN, KS, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, Washington D.C., WI, WV, and WY.
  • No fees, hidden or otherwise
  • Choose your preferred payment
  • Increase your payment amount any time
  • No fees to pay off early
  • Looks at more than just credit score, such as earning potential and savings habits
Lending Club
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APR Range5.99% - 35.89%Loan Terms3 or 5 yearsLoan Amounts$1,000 - $40,000Origination Fees1% - 6%Credit Required600Apply Now >>
Loan Use
  • Make Home Improvements: Remodel Your Kitchen, Add a Bathroom, Build a new Deck, and more
  • Finance a Major Purchases: Furniture, Appliances, Pools
  • Pay Off High Interest Rate Credit Cards
  • Consolidate Debt
  • Cover Medical Expenses
  • Take a much deserved vacation
  • Go Green at home or in your office
Minimum FICO® Score600
Available StatesAll except IA, WV
  • Easy online application
  • Best APR is available to borrowers with excellent credit.
  • Flexible Loan Terms.
  • Fixed Rates and Payments - Your payment will not change for the life of your loan
  • No Prepayment Penalties – Pay off your loan at any time without fees
  • Simple and Secure – Check your rate without hurting your credit score
  • Fast – Apply in minutes and receive your money in as few as 5 days
  • No Hidden Fees
  • No Collateral Required
  • Good Credit Required
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APR Range15.49% - 34.99%Loan Terms2 - 4 yearsLoan Amounts$3,500 - $20,000Origination Fees0% - 5%Credit Required600Apply Now >>
Loan UsePersonal
Minimum FICO® Score600
Available StatesDistrict of Columbia, AL, AK, CA, DE, FL, GA, IL, IN, KS, KT, MI, MS, MO, MN, NE, NJ, NM, NV, OH, OK, OR, PA, SD, TN, TX, VI, and WA.
  • Can be approved within 24 hours of application submission and funded within 24 hours of approval.
  • no prepayment penalties
  • takes only minutes to apply
APR Range5.9% - 35.75%Loan Terms6 months - 5 yearsLoan Amounts$1,000 - $35,000Origination Fees0% - 6%Credit RequiredAnyApply Now >>
Loan UsePersonal
Minimum FICO® Score-
Available StatesVaries by who you are matched with, which depends on your credit and loan amount requested.
  • No Prepayment Penalties
  • Application takes only a few minutes
    Best Egg
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    APR Range5.99% - 29.99%Loan Terms3 or 5 yearsLoan Amounts$2,000 - $50,000Origination Fees0.99% - 5.99%Credit Required640Apply Now >>
    Loan UsePersonal
    Minimum FICO® Score640
    Available StatesAll 50 U.S. States
    • 3 minute online application with a decision in less than 5 seconds
    • View rates, loan amounts and terms without impacting credit score
    • Funds are quickly accessible, 50% of loans are fulfilled the next day
    • Proactive servicing (application, verification and account)
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    APR Range9.95% - 35.99%Loan Terms2 - 5 yearsLoan Amounts$1,000 - $35,000Origination Fees1.5% - 4.75%Credit Required580Apply Now >>
    Loan UsePersonal
    Minimum FICO® Score580
    Available StatesAll 50 U.S. States
    • Fast Approvals
    • No Prepayment Penalties

    Disclosures by Lending Partner:

    Lending Club Disclosure:
    * The APR ranges from 5.99% to 35.89%. For example, with a credit grade of A1 you could receive a loan of $10,000 with an interest rate of 5.32% and a 1.00% origination fee of $100 for an APR of 5.99%. In this example, you will receive $9,900 and will make 36 monthly payments of $301. The total amount repayable will be $10,841.40. Your APR will be determined based on your credit at time of application. Average APR on 36 month loans for similar solicitation from 10/01/2015 10/31/2015 was 14.3%. The origination fee ranges from 1% to 6% and the average origination fee is 5.13% as of Q2 2016. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the website. All loans made by WebBank, Member FDIC. All loans via Lending Club have a minimum repayment term of 36 months or longer.